Category: College.

Is it too late to qualify for merit based aid for college? The short answer is “it depends.”

In this interview on 550-AM KFYI, Richard Oxford talks about the many misconceptions regarding college financial aid. The biggest one is “I make too much money to qualify for aid.”

If you listen to this interview Richard Oxford explains the different types of aid and scholarship opportunities with colleges and universities. He also talks about how filling out the FAFSA form early can help you get in the front of the line, for the greatest financial aid breaks. If you are a family with a household income of more than $100,000 you may be interested to hear of the financial incentives available from colleges.

Richard Oxford is the head of Richard Oxford Financial, in Scottsdale, Arizona, and is a Certified College Advisor, with College Funding Solutions. For more information listen to the podcast, go online at, or call 602-697-7657.

If you have a son or daughter planning to attend college next fall, now is the time to file your FAFSA scholarship form. The biggest mistake that people make is they wait to complete the application after they have filed federal tax returns. Instead you should fill out the FAFSA form as early as January 1st.

FAFSA stands for Free Application for Federal Student Aid. This form is used to determine the amount of money a family is expected to contribute to the price of attending a postsecondary institution. The results of the FAFSA are used in determining student grants, work study, and loan amounts.

If you have any questions about the financial aid process in college, please contact Rick Oxford, who is a college funding expert at Richard Oxford Financial, and registered with College Funding Solutions.


Richard Oxford is a master chef at home and an investment advisor representative with Richard Oxford Financial by day, in Scottsdale, Arizona. You may reach him at or 602-697-7657.

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